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We, at Maxcode, are brave, open-minded professionals. Driven by experience and passion for technology, we commit to implementing ideas and transforming them into successful products. Meet your future team!

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Maxcode – Connect, Evolve, Share the experience

A new job is an adventure. And an adventure it was for our colleague Andrei who traveled around 400 km to join Maxcode. His journey began in 2016 when one of our recruiters contacted him for an interview. Since Andrei was still in Constanta at that time, the initial discussion and technical test were handled remotely. Impressed by his knowledge, enthusiasm and desire to take the leap and change his life, our recruiter decided to ask him ...

Maxcode at the Mobile World Congress – Connect to stay ahead

As part of Maxcode’s tradition to share business ideas among IT professionals and discuss latest developments with industry professionals, we have been present at this year’s edition of the Mobile World Congress (MWC) in Barcelona. Once more, the GSMA, which represents the interests of mobile operators worldwide, has organized an amazing 4-day conference where companies and experts all over the world showcased how mobile is the f ...

How OK will redefine the retail value chain with the most sophisticated simple app

It’s a lovely Sunday morning. You grab your phone, wallet and keys and rush out for a cup of coffee. Going through all your Visa cards, discount cards, coupons and lots of bills, you realize you have no cash and the guy at the counter tells you the credit card POS is broken. With the next ATM located about 30 minutes’ walk from the shop, no coffee for today. What if I tell you this hurdle might soon be over? That you’ll need no ...

Education is the new currency: We make learning our life’s everlasting habit

"Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young" Probably not all of you are familiar with Henry Ford’s statement, yet nowadays, this is truer than ever. People have realized that learning is part of who they are and what they can become. Constant learning and development helps them improve, both personally and professionally, allows them to grow and gives them access to ...

Blockchain, Digital Identities And Wearable Payments

What does the Future of Fintech hold? Maxcode’s Chief Business Development Officer, Liesbeth Becker Hoff discusses top Fintech trends for 2017. As it transitions from a disruptive tech trend to a mainstream industry, Fintech is gaining significant ground among digital users. A recent survey shows that 15.5% of digitally active consumers have used at least two Fintech products within the last six months. As awareness of the availab ...

Cash-in-hand on the go

If you are a frequent world traveler you probably know what it means to be short on cash in a foreign country. If not, imagine you’ve just had dinner at a fancy restaurant, but once the bill comes you realise that you have no money, no time to hit the ATM, and that the hidden fees, high costs and fluctuating foreign exchange rates for card payments will add 10% to the initial amount you have to pay. On that darkest of days, an “i ...

Digital identity as a commodity

Will our digital persona be enough to complete financial transactions? Iago, Shakespeare's most sinister villain, expresses the idea that someone's "good name" is his best asset. During a conversation with Othello, the character states that stealing someone’s money wouldn’t mean much, but stealing his reputation would make the thief richer and the victim much poorer. In the new economy and modern society, the reputation Iago was ...

Digitale identiteit

De wereld verandert. We zijn massaal online. Om te shoppen, te betalen, de gezondheidszorg te regelen, de belastingaangifte te doen, etc. We vertrouwen op deze digitale processen, maar is dat terecht? Gegevensbescherming regelt de afscherming van iemands (persoonlijke) gegevens tegen onbevoegd gebruik. Onder gegevensbescherming kan een breed pallet aan beveiligingsopties worden geschaard. Met de toename van online transacties neemt d ...

De digitale incassomachtiging

  De digitale incassomachtiging  Sinds enige tijd is het mogelijk uw klanten ook een digitale incassomachtiging (als betaalmethode) aan te bieden. Een online machtiging is uitsluitend rechtsgeldig als authenticatie en autorisatie van de consument heeft plaatsgevonden. Met een goede eMandate implementatie kan dat binnen de eigen en vertrouwde bankomgeving van de consument plaatsvinden. Wat is nieuw? Door een doordacht p ...

The Business Value in Agile Software and Scrum

Scrum is transforming project management across every industry and business. The methodology allows organisations to react quickly and accurately to the inevitable changes along the way. In broad lines, Scrum is a set of practices that creates a flexible framework, which allows consistent and predictable delivery of results. One of the major changes from traditional waterfall-like approaches is the involvement, almost in real-time, o ...

What are the opportunities for banks in the new digital society?

Banks have come a long way since the gunslinger Wyatt Earp rode shotgun, providing security for Wells Fargo’s armored, horse-drawn carriages.  The heavy steel vault, the marble foyer, and mahogany counter with the smiling clerks are relics of history. The old way of banking, where the neighborhood bank was the only source of capital for business and the traditional choice for local people, has changed because of all the mergers in ...

16 Questions to consider when starting product development

  When it comes to product development, estimation is considered an art. It is discussed as early as the project brief the client hands over, when we still try to get a sense of what the product is. With every new project and through our Scrum approach, we’ve tried to refine our measurements by formulating some questions to guide our discussions before we take on developing a new software product. Our premise was to ensure ...

Using an Enterprise Minimum Viable Product Approach

There is a fog surrounding the minimum viable product (MVP) concept . Startups took MVPs mainstream. In the process, “best practices” evolved and the definition went from simple “first MVP is just a landing page” to wireframe prototypes or applications that are sometimes viewed even as feature complete. “The minimum viable product is that version of a new product which allows a team to collect the maximum amount of validated ...

Winning in the API Economy for Fintech Companies and Entrepreneurs

What is the API Economy? The API Economy can be seen as a digital, automated exchange of business competencies allowing organizations to integrate core services with one another to develop and expand business cases and new markets. It is a growing economic force in today’s business environment. API’s have been promoted from technology to business model. The concept has outgrown the software development meetings and reached the a ...

Best practices to build your software product vision

Established companies still consider product development through the old-fashioned waterfall approach. This is mainly due to the inherent need for predictability when trying to secure budgets and build up a financial plan. However, as we all know by now, none of these products will end up being released at the right time or within the initial budget. The bigger the scope of the product, the more room for error in the overall plan. ...

The Role Digital Identity Plays in Financial Transactions

The Boston Consulting Group (BCG) in their Liberty Global Policy Series defines a digital identity as, “the sum of all digitally available information about an individual.” These digital identities are essential to electronic transactions, online banking for example. Mobile and epayments are becoming progressively more common, and with the rise of these approaches taking the forefront, the necessity of secure and verifiable digital ...

Wearable Technology Payments: Challenges and Benefits

Over the last year, significant developments have made wearable technology payments less of an area of special interest and more of a mainstream possibility. A recent report by Deloitte went so far as to state that 2015 looks set to be the tipping point for wearables. Recently more trusted consumer brands have been launching products onto the market with increasing speed and sophistication. These companies are now successfully leveragin ...

Blockchain applications in non-financial markets

Blockchain technology brings remarkable, fresh possibilities to the world. It has been adapted by the financial industry to create electronic decentralised transactions, amongst which Bitcoin. But it may also influence other industries that can benefit from record and transactional data keeping: legal, charity, the military, intellectual property, healthcare, music or entertainment. Almost every industry or system has at least one ...

The bet on Wearable Payments grows higher

Electronic payments are part of our daily life, enabling us to make purchases or transfers everywhere: an online subscription, an upgrade in a mobile app, the latest fashion items in a shopping mall, museum tickets or reimbursing money to friends. Paying is now a natural habit. What Fintech is silently saying today through wearable payments is that the payment process can also be more natural and payments can be redesigned for friction- ...

Financial software development could be like digital Lego

Financial software development is changing Software today is a big game of online Lego. Everyone integrates or disappears from the game board. When trying to understand where a market will be in 10 years, there are simple things that make sense and others that are very risky to venture. As we are actively involved in financial software development, we tried to look at various angles and this one particular combination caught our att ...

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