eMandates for Direct Debit
PostNL is the largest distributor of post and parcels in The Netherlands. At their public website they offer subscriptions to companies and individuals for postal related services. At regular intervals PostNL charges these subscriptions to the subscriber by recurring SEPA Direct Debit. The current mechanism for obtaining the debtors mandate is by requesting to confirm the conditions stated by ticking a checkbox.
In 2015 Betaalvereniging introduces the new Dutch e-Mandates (‘digitale incassomachtiging’) solution, based on a four-corner solution comparable to online payment method iDEAL. With ING being PostNL’s creditor bank and to enable PostNL to use e-Mandates as early adaptor, ING and PostNL cooperated in a pilot. As such Maxcode developed a portal for initiating e-Mandates (CORE) without significant impact on PostNL’s IT-infrastructure.